Monika Scott Realtor

Buying a Home? Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who have realized that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. Here at the Terra Homes  we take the time to listen to your needs and desires, and then help you find your dream home. Your total satisfaction is our number one priority.


What are Real Estate Closing Cost

Real Estate Closing Cost are the bundle of fees associated with the buying or selling of a home are called closing costs. Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom.


Buyer Closing Costs

When a buyer applies for a loan lenders are required to provide them with a good-faith estimate of their closing costs. The fees vary according to several factors, including the type of loan they applied for and the terms of the purchase agreement. Likewise, some of the closing costs, especially those associated with the loan application, are actually paid in advance. Some typical buyer closing costs include:


*The down payment

*Loan fees (points, application fee, credit report)

*Prepaid interest

*Inspection fees


*Mortgage insurance

*Hazard insurance

*Title insurance

*Documentary stamps on the note


     Plus to help our clients even more I  have special  offer

                         up to $ 1000.00 

                 Towards Your Closing Cost




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